Independent health insurance resource for Maryland residents. Compare ACA Marketplace plans, estimate your subsidy, and connect with a licensed advisor — at no cost to you.
Free resource. Not affiliated with Maryland Health Connection or any insurance carrier.
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Maryland operates its own ACA Marketplace called Maryland Health Connection. With Medicaid expansion in place, adults earning up to 138% of the Federal Poverty Level may qualify for Maryland Medicaid at low or no cost. Above that threshold, Marylanders can access subsidized private plans through carriers including CareFirst BlueCross BlueShield, Kaiser Permanente of the Mid-Atlantic, and UnitedHealthcare. Maryland consistently ranks among the Mid-Atlantic states with the highest ACA enrollment rates. Whether you're in Baltimore, the D.C. suburbs, the Eastern Shore, or rural Western Maryland, a licensed advisor can help you compare plans and maximize your subsidy — free of charge.
Maryland has expanded Medicaid — adults earning up to 138% of the Federal Poverty Level may qualify for Medicaid at no cost.
The ACA Open Enrollment Period runs each fall. Missing the deadline may mean waiting until next year or qualifying for a Special Enrollment Period.
Open Enrollment begins. Compare and enroll in plans for 2027 coverage.
Enroll by this date for coverage starting January 1, 2027.
Last day of Open Enrollment. After this date a qualifying life event is required to enroll.
Yes. Maryland uses Maryland Health Connection (marylandhealthconnection.gov), a state-run ACA Marketplace. Marylanders do not enroll through HealthCare.gov — the state platform is where you compare plans and apply for financial assistance.
Yes. Maryland has had Medicaid expansion in place for years. Adults earning up to 138% of the Federal Poverty Level (approximately $20,120/year for a single person in 2026) may qualify for Maryland Medicaid.
Maryland Marketplace carriers include CareFirst BlueCross BlueShield, Kaiser Permanente of the Mid-Atlantic, and UnitedHealthcare. CareFirst is by far the dominant carrier across most Maryland counties.
A 40-year-old in Baltimore earning $38,000/year may pay approximately $100–$200/month for a Silver plan after Premium Tax Credits in 2026. Actual amounts depend on county, age, household size, and chosen plan.